The Dental plan option can be purchased separately or
in addition to Markel Basic Health Insurance.
Dental Benefits:
Scheduled amounts are payable up to $1,500 per covered person per calendar year for preventative and diagnostic care, restorative treatment, root canals, periodontics ($500 lifetime maximum), oral surgery and orthodontia ($750 maximum per course of treatment, for adults or children). Some benefits require a 12 month waiting period before benefits are available.
 
Monthly Rates
Employee Employee
& Spouse
Employee &
Child(ren)
Family
$21.93 $43.14 $57.90 $79.11
 

Coverage Details

Type 1 Preventive & Diagnostic
Plan Pays
a. Oral exams, including prophylaxis
$48.00
b. Bitewings, per film
$6.40
c. X-ray, panoramic or cephalometric
$48.00
d. Sealants/topical fluoride
$13.60
e. Space maintainers
$144.00
   
Type 2 Major Restorative
Plan Pays
a. Crowns, bridges and dentures
$240.00
b. Pre-fabricated crowns $80.00
c. Crown build-up procedures $64.00
   
Type 3 Minor Restorative Plan Pays
a. Fillings  $56.00
b. Crown, bridge and denture repairs  $32.00
c. Relining or rebasing dentures  $80.00
   
Type 4 Endodontics Plan Pays
a. Root canals, apicoectomies  $256.00
b. Root amputation  $128.00
c. Therapeutic pulpotomy, retrograde fillings, apexification, and hemisection $64.00
   
Type 5 Periodontics ($500 Lifetime Maximum) Plan Pays
a. Tissue grafts or bone surgery  $128.00
b. Gingival curettage (per quadrant)  $80.00
c. Gingivectomy (per tooth)  $48.00
d. Gingivectomy (per quadrant), periodontal scaling,  periodontal splinting, and root planing $32.00
   
Type 6 Oral Surgery Plan Pays
a. Surgeries Level 1 (removal of exostosis)  $160.00
b. Surgeries Level 2 (removal of impacted tooth)  $88.00
c. Surgeries Level 3 (simple extraction)  $48.00
   
Type 7 Anesthesia Plan Pays
a. Intravenous sedation  $96.00
b. General anesthesia, first half-hour and each additional quarter-hour $96.00
   

Type 8 Orthodontia
(Adult or Child - Per Course of Treatment)

Plan Pays
Annual Maximum  
Types 1 through 7  $1,500.00
   
Waiting Period  
12-month waiting period applicable to Types 2, 5, 6a, 7 and 8
 
 
 
 
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237 Melvin Drive
Northbrook, IL 60062